FHA Loan

What's a FHA Loan?

An FHA loan (Federal Housing Administration loan) is a mortgage that is insured by the U.S. government through the FHA.

FHA loans typically require lower credit scores (often as low as 580), a smaller down payment (usually 3.5%), and offer more flexible qualification guidelines compared to conventional loans. They are especially popular among first-time homebuyers and those who may not qualify easily for conventional financing.

✅ Excellent for First Time Buyers

✅ Credit scores as low as 580

✅ Down payment as low as 3.5%

✅ Flexible Debt Ratios

FHA Loan Calculator

FHA Loan Calculator
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Rates/APR and closing costs are subject to change without notice and may vary based on individual circumstances. A Loan Professional will provide you with a Loan Estimate tailored to your selected program. All information provided is subject to change at any time.

Available in:

California

Colorado

Florida

Texas

CONTACT

David Tran

Mortgage Broker

NMLS 1981499

[email protected]

949-523-9494

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Equal Housing Opportunity © 2025 Apache Mortgage Inc, 1082 N Anaheim Blvd Unit 1, Anaheim, CA 92801, 949-298-2980. NMLS ID # 2454357 DRE # 02209550 & 02031005. For licensing information go to www.nmlsconsumeraccess.org. Trade/service marks are the property of Apache Mortgage Inc and/or its subsidiaries or affiliates. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. For more information, review Apache Mortgage Inc's state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of Apache Mortgage Inc, Mortgage Broker. All loan programs are subject to borrowers meeting appropriate underwriting conditions: income, employment, liabilities, credit, and property eligibility. This is not a commitment to lend. Other restrictions apply. [03-2025] Privacy Policy and Reg P.